What is a Digital Wallet?
Paying with your smart device is gaining popularity at retail stores. Some call this contactless payments, others may refer to this as a mobile or digital wallet. Either way, this is a digital form of your debit or credit card that you can use to make payments from your compatible smartphone, smartwatch or tablet. To pay, simply open your mobile wallet and hold your device near a store's POS terminal to send encrypted payment information to complete your purchase.
Are mobile payments safe?
Great question! Paying with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay or Garmin Pay utilizes your device's password as one layer of protection. In addition, these payment services use a unique code that's encrypted for each transaction. Check with the individual services to understand their specific security measures.
Benefits of Using a Mobile Wallet
Using your Citizens & Northern Bank debit or credit card with your mobile wallet has many benefits including:
- Quickly make payments without your card
- Many mobile wallets offer discounts and rewards
- Pay within apps and online quickly and easily
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