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Mortgages

Hey, neighbor. You deserve a better mortgage experience. Our specialists will make you feel right at home.

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Multiple Mortgage Options in PA and NY

When you're ready to buy a home, refinance your mortgage or borrow against the equity in your home, we're here to help find a solution that's the perfect fit for you.

  • Quick decisions
  • Low/no down payment options*
  • Easy payments
  • Same-day Prequalification**
  • Fixed or variable rates
  • Specialized mortgages
*Low and no down payment options may require Private Mortgage Insurance.
** Same-day prequalification does not apply for USDA or FHA loans.

Shopping for a mortgage based simply on rate could end up costing you thousands of dollars over the life of your loan.

Financing life's biggest investment takes time, care and expertise. Our experts will guide you through the process with your best interests in mind.


Did you know that there are over 400 different ways to configure a mortgage?

The mortgage experts at Citizens & Northern Bank make it a priority to sit down and talk with you one-on-one to make sure that your financing is tailored specifically to your needs. Will an Online Mortgage Site provide you with this type of service and attention?
 

Loans subject to credit approval