Navigate to Sitemap

USDA Home Loans

You say life is simply better in the country. We say let's make your dream home a reality with a USDA mortgage  loan.

USDA Mortgages & Rural Housing Loans for your PA or NY Home

  • No mortgage down payment
    Start off with more money in your pocket.
  • Country living
    Ideal for qualified borrowers living in rural communities.
  • Quick loan decisions
    Receive a conditional commitment typically within one week.
  • Easy monthly payments
    Choose auto-deduct for convenient, time-saving home loan payments.

USDA Home Loan Eligibility & Income Limits

Want a rural living experience? C&N has the home financing plan for you. The U.S. Department of Agriculture's (USDA) rural housing program supports homeownership for people who meet its qualifications.

  • Available for single-family home purchases in Pennsylvania and New York
  • All borrowers must occupy the home as a primary residence
  • Household income limits: $74,750 for 1-4 members; $98,650 for 5 or more members
  • Seller assist up to 6%
  • Not limited to first-time home buyers
  • Available to eligible borrowers with credit scores of 640+

Ready to talk about your USDA Loan options? Contact our mortgage lenders today.

* Subject to Credit Approval

Gain a competitive edge.
Refer a friend to C&N and you'll both receive a special bonus: $50 for you, $50 for them!