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FHA Loan

Think your dream of home ownership is out of reach? Consider a mortgage insured by the Federal Housing Authority (FHA).

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FHA Loans for Your PA or NY Home

  • Lower down payment
    Purchase your home with as little as 3.5% down.
  • Quick decisions
    Receive a conditional commitment typically within one week.
  • Easy payments
    Choose auto-deduct for convenient, time-saving payments.
  • Various uses
    Ideal for purchasing a home or refinancing your mortgage.

FHA Loan Requirements & Benefits

We're excited to offer mortgages through the FHA Loan Program because they help so many of our neighbors buy a home or refinance a mortgage when they may otherwise be denied. The lower down payment requirements are attractive to many of our customers who use the program to improve their lives.

  • 30-year mortgage with a fixed rate
  • Private Mortgage Insurance (PMI) applies
  • Available to borrowers with credit scores of 640+
  • Escrows required for taxes and insurance
  • Seller assist up to 6%
  • Property condition must meet U.S. Department of Housing and Urban Development (HUD) requirements

Ready to talk about your FHA Loan options? Contact our PA and NY mortgage lenders today.

* Subject to Credit Approval

Apply or Get Prequalified