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Current Rates

Customers in Pennsylvania and New York trust C&N to help them save money on mortgages and earn better rates on their CDs and deposit accounts.

Save More, Earn More


Annual Percentage Yields (APYs) are effective for accounts opened from January 26, 2022 and until the next yield change, which is typically weekly.

Term MinBalance Rate APY
12 Months $1,000.00 .150% .15%
12 Months $10,000.00 .200% .20%
12 Months $25,000.00 .250% .25%
12 Months $50,000.00 .300% .30%
12 Months $100,000.00 and over .350% .35%
18 Months $1,000.00 .150% .15%
18 Months $10,000.00 .250% .25%
18 Months $25,000.00 .300% .30%
18 Months $50,000.00 .350% .35%
18 Months $100,000.00 and over .400% .40%
24 Months $1,000.00 .150% .15%
24 Months $10,000.00 .300% .30%
24 Months $25,000.00 .400% .40%
24 Months $50,000.00 .450% .45%
24 Months $100,000.00 and over .500% .50%
36 Months $1,000.00 .200% .20%
36 Months $10,000.00 .500% .50%
36 Months $25,000.00 .700% .70%
36 Months $50,000.00 .750% .75%
36 Months $100,000.00 and over .800% .80%
48 Months $1,000.00 .300% .30%
48 Months $10,000.00 .750% .75%
48 Months $25,000.00 1.000% 1.00%
48 Months $50,000.00 1.050% 1.05%
48 Months $100,000.00 and over 1.100% 1.10%
6 Months $1,000.00 .100% .10%
6 Months $10,000.00 .150% .15%
6 Months $25,000.00 .150% .15%
6 Months $50,000.00 .150% .15%
6 Months $100,000.00 and over .200% .20%
60 Months $1,000.00 .400% .40%
60 Months $10,000.00 .950% .95%
60 Months $25,000.00 1.200% 1.21%
60 Months $50,000.00 1.250% 1.26%
60 Months $100,000.00 and over 1.300% 1.31%
e-z Access Advantage CD 36 Months $5,000.00 .200% .20%
e-z Access Flex CD - 27 Month $10,000.00 .400% .40%
e-z Access Flex CD - 27 Month $100,000.00 and over .650% .65%
*IRA/ESA Variable CD 18 Month $0.00 .250% .25%
IRA CD 36 Months $1,000.00 .200% .20%
IRA CD 36 Months $10,000.00 .500% .50%
IRA CD 36 Months $25,000.00 .700% .70%
IRA CD 36 Months $50,000.00 .750% .75%
IRA CD 36 Months $100,000.00 and over .800% .80%
IRA CD 48 Months $1,000.00 .300% .30%
IRA CD 48 Months $10,000.00 .750% .75%
IRA CD 48 Months $25,000.00 1.000% 1.00%
IRA CD 48 Months $50,000.00 1.050% 1.05%
IRA CD 48 Months $100,000.00 and over 1.100% 1.10%
IRA CD 60 Months $1,000.00 .400% .40%
IRA CD 60 Months $10,000.00 .950% .95%
IRA CD 60 Months $25,000.00 1.100% 1.10%
IRA CD 60 Months $50,000.00 1.200% 1.21%
IRA CD 60 Months $100,000.00 and over 1.250% 1.26%
Roll Up 36 Month CD* $10,000.00 .450% .45%
Roll Up 48 Month CD* $10,000.00 .650% .65%
Roll Up 60 Month CD* $10,000.00 .850% .85%
Roll Up Jumbo 36 Month CD* $100,000.00 and over .750% .75%
Roll Up Jumbo 48 Month CD* $100,000.00 and over 1.000% 1.00%
Roll Up Jumbo 60 Month CD* $100,000.00 and over 1.200% 1.21%

Due to the unpredictability of mortgage rates at this time, please contact your local C&N office to discuss rates in further detail.

Mortgages

Points 10/15 Year 20 Year 25/30 Year
Rate / APR Rate / APR Rate / APR
0
2
3

Home Equity rates are effective from July 15, 2021 until the next rate change.

Annual Percentage Rate 3.750%
Index 3.250%
Margin 0.500%

*$10,000 minimum *Floor of 3.99% *Maximum rate of 18% **Home Equity Line of Credit Application Fee: $199.00 (estimate). A $30.00 annual fee will be charged. Loans subject to credit approval. The rate is variable and rates are subject to change. Property insurance is required. Rates shown are for PA and NY properties. *Loans Subject To Credit Approval. *APY is annual percentage yield.

Annual Percentage Yields (APYs) are effective for accounts opened from January 26, 2022 and until the next yield change, which is typically weekly.

Product To Earn APY Current Rate Annual % Yield
Business Interest Checking $500.00 .050% .05%
Business Interest Checking $1,000.00 .050% .05%
Business Interest Checking $10,000.00 .100% .10%
Business Interest Checking $50,000.00 .100% .10%
Business Interest Checking $100,000.00 .120% .12%
Business Interest Checking $500,000.00 .150% .15%
Business Super Money Market $500.00 .050% .05%
Business Super Money Market $5,000.00 .100% .10%
Business Super Money Market $20,000.00 .150% .15%
Business Super Money Market $50,000.00 .150% .15%
Business Super Money Market $100,000.00 .200% .20%
Business Super Money Market $250,000.00 .250% .25%
Business Super Money Market $500,000.00 .300% .30%
C&N Merit Checking* $0.00 .350% .35%
C&N Merit Checking* $30,000.01 .100% .10%
Super Money Fund $500.00 .050% .05%
Super Money Fund $5,000.00 .100% .10%
Super Money Fund $20,000.00 .150% .15%
Super Money Fund $50,000.00 .150% .15%
Super Money Fund $100,000.00 .200% .20%
Super Money Fund $250,000.00 .250% .25%
Super Money Fund $500,000.00 .300% .30%
Key Savings $200.00 .100% .10%
Savings / Christmas Club $0.00 .100% .100%
Open a Checking account, Savings account or CD, or apply for a credit card or mortgage from anywhere.
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