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Refer a friend to C&N and you'll both receive a special bonus: $50 for you, $50 for them!

Earn up to $500* per year by sharing the love!

Invite a friend to experience the advantages of banking with C&N and you could earn $50 for them AND $50 for you. Have lots of friends? You could earn a $50 reward bonus for each one, up to 10 referrals each calendar year. That's an easy way to make an extra $500!

Here's how it works:

  1. Register
    Sign in to your C&N Digital Banking and choose the "Refer-A-Friend" option in the Services menu.

  2. Refer
    Share your unique link. 

  3. Qualify
    In order to get the $50.00 reward, the referred friend must open a new C&N checking account and:

    1. Make one direct deposit of $500.00 or more into the new account in the first 60 days, AND
    2. Make 15 debit card transactions in the first 60 days (excluding ATM transactions)
  4. Reward
    Once the qualifications are complete, both you and your friend will receive a $50 direct deposit within 30 days.


Refer&Reward details: 

  • You can earn a maximum of $500.00 (10 referrals) per calendar year
  • At the end of every calendar year, your referral count resets and you can start collecting more Refer&Reward bonuses!
  • You can track your reward status and referral counts at any time inside C&N's Digital Banking.

Receive a $50 bonus when you refer a friend online, and the referred friend opens a checking account online, makes a direct deposit of $500 or more and makes 15 or more debit transactions within the first 60 days. If these two conditions are met, both you and your referral will receive a deposit of $50 in your checking account within 30 days. You may refer as many friends as you like, and earn up to 10 awards in each calendar year. Counters will reset every year. Account opening is subject to approval. Offer valid for account owners 18 years of age and older. Consumer checking accounts include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking. Accounts must remain open for six months from opening date. Offer may be withdrawn at any time.

Refer a friend to C&N and you'll both receive a special bonus: $50 for you, $50 for them!