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Personal Loans

Need a little extra cash in your pocket? C&N will make it happen with a convenient personal loan.

Personal Loans for Our Neighbors in PA and NY

  • Various loan terms
    Choose from 24 to 72 months, depending on your needs.
  • Quick decisions
    Save time with a speedy approval and closing.
  • Easy payments
    Choose auto-deduct for convenient, time-saving monthly loan payments.
  • No-hassle process
    We make it easy to apply so you get your funds quicker.

Personal Lending That Meets Your Needs

There are times when you need an extra financial boost, whether it is to pay off debt, go on a vacation or simply to get what you want. We'll help you with a flexible personal loan that puts you in a better position.

  • Available as secured or unsecured loans
  • Use for any purpose, such as purchasing furniture, a TV, computer, etc.


Secured Versus Unsecured Personal Loans

When you're looking to borrow money, you'll come across two main types of personal loans: secured and unsecured. The biggest difference comes down to collateral.

  • Secured Personal Loans: These loans are backed by something you own, like money in a savings account or a certificate of deposit (CD) held with the bank. Because there's collateral, these loans often come with lower interest rates and might be easier to qualify for.
  • Unsecured Personal Loans: These loans aren't backed by any collateral. Instead, they're approved based on your creditworthiness, income, and financial history. Because there's no asset for the lender to fall back on, unsecured loans typically have higher interest rates and stricter approval requirements.


Loans Subject to Credit Approval

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