FDIC Insurance

The Federal Deposit Insurance Corporation is responsible for insuring your Citizens & Northern Bank deposits in the rare occurrence of a loss.

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Are Your Deposits FDIC-Insured?


The FDIC's Electronic Deposit Insurance Estimator (EDIE) is a quick and easy way to find out if your deposits are all covered under FDIC insurance.

EDIE calculates the insurance coverage for Personal Accounts—deposits held by people in single accounts, joint accounts, POD/ITF accounts, living trust account, irrevocable trust accounts, and Individual Retirement Accounts (IRAs); Business Accounts—deposits held by corporations, partnerships, and organizations, both for-profit and not-for-profit; and Government Accounts—deposits held by public units such as school districts, cities, municipalities, counties, and states.