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Construction Mortgage

Let's build your dream home. The foundation is a Construction Mortgage from your neighbors at C&N.

Construction Loans for Your PA or NY Home

Serving Bradford, Sullivan, Tioga, Potter, Cameron, McKean and Lycoming Counties in PA and Chemung and Steuben Counties in NY.

  • Variety and flexibility
    Choose from multiple mortgage options and terms.
  • Select your rate
    Competitive fixed and adjustable rates fit your budget.
  • Simplified closings
    We make it easy for you to get the mortgage you need.

Here's the Blueprint for Your Construction Loan

Building your own home is one of the most exciting and fulfilling projects you can undertake. We'll lend a hand with a Construction Mortgage tailored to fit your needs and budget so you can break ground knowing all financing is in place.

  • Single closing option* allows you the option to close before construction begins with up to 95% financing, followed by a simple conversion into permanent financing
  • Interest-only payments available during the construction phase
  • One set of closing costs with no additional fees at time of conversion
  • We offer a Bridge or Blanket mortgage, based on your home's equity, to begin building your new home before selling your existing one

Ready to talk about your Construction Mortgage options? Contact our PA and NY mortgage lenders today.

* Subject To Credit Approval. Single close option is subject to down payment requirements.

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