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Steuben County, NY Wealth Management Team

Helping you reach your goals

Investments are not insured by the FDIC, not a deposit, and may lose value.

Meet Our Steuben County, NY Wealth Management Team

Kristine Drake
Wealth Management Associate
Coudersport
814.274.1904

Kristine Drake is a dedicated financial services professional who is passionate about building lasting relationships and helping clients work toward their financial goals through personalized guidance and trusted service. She joined C&N in July 2018 and has been a valued member of the Wealth Management and Financial Services Department since February 2020. Committed to ongoing professional development, Kristine has earned the Cannon Trust Fundamentals and Cannon Trust I certifications, further strengthening her expertise in trust and wealth management services.

One of the most rewarding aspects of Kristine's work is the opportunity to truly listen to clients. She believes that understanding each client's goals, concerns, and unique circumstances is the foundation for providing thoughtful guidance and developing long-term relationships built on trust and confidence. Her client-centered approach reflects her commitment to delivering exceptional service and helping individuals and families navigate their financial journeys.

Outside of the office, Kristine is actively involved with the Shinglehouse Volunteer Fire Department and Ambulance Association, where she enjoys serving and giving back to her community. She is also the proud mother of three sons and spends much of her free time supporting their athletic activities and cheering them on from the sidelines. When time allows, she enjoys kayaking, fishing, hunting, hiking, reading, and spending time with her cat and two dogs.

Guided by the values of integrity, compassion, and service, Kristine strives to make a positive difference in the lives of her clients, her community, and her family.

Ben Howe, CTFA, MBA
VP & Regional Manager Financial Services Delivery
Coudersport
814.274.1929

A lifelong resident of Northcentral PA, Ben joined C&N in 2012 with a focus on retirement planning, estate planning, and investment management. He also provides insurance and financial consultation. Ben started as a Financial Consultant with C&N and has worked his way through Sr Financial Consultant to VP and Region Leader. 
 
Throughout all these roles and experiences, Ben has cultivated a unique skillset that focuses on building relationships with his clients. “Every client has different needs and objectives; I enjoy the challenge and opportunity to find the right solutions for them.”
 
Ben earned his Bachelor of Business Administration and his Master of Business Administration from St. Bonaventure University. He is active in the community as a youth sports coach for baseball, softball, basketball, and golf. He volunteers for multiple nonprofits including Northern Tioga Education Foundation, River Valley Youth Golf, and others.

Aaron Hulbert
Financial Consultant & Trust Officer
607.698.2216
Save for retirement with tax benefits with an Individual Retirement Account (IRA).
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