Lycoming County, PA Wealth Management Team

Christian Cuff is a Wealth Management Associate with four years of experience in financial services and nine years in the banking industry. In her role, she supports clients and the Wealth Management team through brokerage and operational services, helping to ensure a seamless client experience while maintaining a strong focus on accuracy, efficiency, and compliance.

Christian is committed to expanding her knowledge of the financial services industry and is currently studying for the Securities Industry Essentials (SIE) Exam. She enjoys assisting clients through important life transitions, including retirement planning, inheritance situations, and preparing for future financial goals. She finds the greatest satisfaction in helping clients feel supported and confident throughout these significant moments.
Passionate about continuous learning and professional growth, Christian takes pride in building her expertise and developing the skills necessary to better serve clients and support her team. She values the opportunity to make a meaningful impact through exceptional service and attention to detail.

Outside of work, Christian enjoys spending time with her husband, Mike, and their three children. Family life often revolves around youth sports, travel, and creating lasting memories together. When not attending volleyball, wrestling, track, soccer, or other family activities, she enjoys vacations to the Beach, playing games, and spending quality time with family and friends.

Steve joined C&N Investment Services in February of 2026 as a wealth advisor. Steve focuses on helping individuals, families, and business owners strive to build, manage and preserve long-term wealth. His client-first approach allows him to develop customized financial strategies designed to align with each client’s goals.

Specializing in retirement income planning and investment management, Steve takes pride in his ability to simplify complex financial strategies, so that clients can feel confident in their financial future. A graduate of Saint Francis University, Steve holds his Series 7 and 66 securities registrations through LPL Financial, as well as his PA Life and Health insurance licenses. Prior to joining C&N, Steve served as a financial advisor for First National Bank.

Outside of work Steve enjoys spending time traveling, trying new cuisines, and improving his health through going to the gym. Steve resides in Watsontown with his wife Kaitlin.

Ashley Miller serves as Wealth Advisor at C&N Investment Services, where she leads the firm’s wealth management efforts across the North Central PA region. With more than 18 years of experience in the financial services industry, she brings deep expertise in retirement planning, investment management, trust and fiduciary services, and insurance-based planning.

Ashley is passionate about delivering personalized, client-focused solutions that reflect C&N’s commitment to holistic wealth management. Her leadership plays a key role in building high-performing teams, fostering cross-functional collaboration, and expanding access to tailored financial advice across both established and growing markets.

Prior to joining C&N Investment Services, Ashley held senior leadership positions in wealth management, most recently as Senior Vice President and Sales Leader at F.N.B. Corporation. She earned her Bachelor of Science in Marketing and Finance from Penn State University and holds the Chartered Financial Consultant (ChFC®) designation from The American College of Financial Services.

Since beginning his career in the Financial Industry in 2003, Josh Sivers has been cultivating his expertise into success at C&N. Currently, Josh is the Senior Retirement Plan Administrator at C&N in which he manages all employer sponsored retirement plan administration. Prior to joining C&N in 2014, he worked as an Investment Analyst and Mutual Fund Trader for First Savings Financial Services. Josh graduated from Lycoming College in 1999 with a B.A. in Communications, and earned his Masters of Business Administration from Bloomsburg University in 2001. 

Josh has volunteered his time as a youth sports coach in the Warrior Run community. Josh lives in Watsontown, PA with his two children.

Shelby joined C&N Bank in 2021 as an Estate Administrator. As a former estate administration paralegal with over 25 years of experience administrating estates and trusts, her expertise lies in working with Attorneys and clients in all facets of the administration process. This includes maintaining the master calendar, preparing drafts of all required Probate and Pennsylvania Department of Revenue filings as well as extensive knowledge of the Court required accounting processes.

Shelby graduated from Gannon University with an A.A. in the Lawyer’s Assistant Program and has a Pa.C.P. designation as a Pennsylvania Certified Paralegal through the Keystone Alliance of Paralegal Associations. Shelby was a Charter Member of The Lycoming County Paralegal Association in 1994 and has served as President the organization from 2019-2021.

Shelby has always been active in her community and is currently involved with the Friends of the James V. Brown Library and continues to be involved with the Junior League of Williamsport, where she served as President 2007-2009. 

Shelby and her husband, Gary, live in Williamsport and are the parents of two adult sons, Riley and Stefan. In her spare time, she enjoys walking, reading, cooking, and entertaining for family and friends.