Lycoming County, PA Mortgage Lenders

Vanessa Van Kirk brings a strong background in banking and lending, having worked in various financial positions since 2008. She began her career as a teller before advancing into underwriting and loan processing, eventually becoming a Loan Processing Supervisor and later a Loan Administrative Assistant. Vanessa holds a Bachelor of Arts Degree in Psychology from Lycoming College and a Master’s Degree in Child & Adolescent Developmental Psychology from National University. Her experience in loan processing, customer service, and financial operations makes her a natural fit for the role.  

Vanessa, a resident of Muncy, is an active member of the Kiwanis Club of Muncy Area. Outside of work, she enjoys life on her family farm, where she cares for horses, ponies, a mini donkey, ducks, cattle, and even a domestic deer. An avid reader and crochet enthusiast, she also cherishes her time at the beach.  

Gina Wright joined C&N in August 2025, bringing over 25 years of industry experience to her role as Mortgage Loan Originator. A recognized New Construction specialist, Gina excels in originating purchase, refinance, and first-time homebuyer mortgages. Since 2016, she has consistently ranked among the state's top-producing loan officers for both PHFA and USDA financing.

A graduate of Pennsylvania College of Technology, Gina combines her technical knowledge with a warm, client-centered approach to guide borrowers through every step of the mortgage process.

Outside of work, Gina enjoys painting and drawing, exploring new cuisines through cooking, and fueling her adventurous spirit via travel, road trips, and discovering interesting places off the beaten path. She and her fiancé, Adam, reside in the Williamsport area, where she remains closely connected to her adult children, Mikayla and Dante. 

With 24 years of experience in the mortgage industry, most recently with Susquehanna Community Bank, Chris specializes in conventional, construction, PFHA, VA, FHA, and USDA lending. 

Chris graduated from Elizabethtown College in 2000 with a Bachelor of Arts degree in Marketing and Management. He is actively involved in his community, serving on the MAC YMCA board, acting as Treasurer for the Midd-West Boys Soccer Club, and as President of the Midd-West Fall Concessions.

Chris and his wife, Mandi, reside in Middleburg, PA with their two sons. Outside of work, Chris enjoys golfing and supporting his sons on the soccer field. He is passionate about lending and dedicated to helping clients find the right solutions for their home financing needs.  
 

Heidi Kline is a highly experienced mortgage professional with an impressive 35-year career in the banking and residential lending industry. A proud graduate of Shippensburg University, Heidi holds a Bachelor of Science in Education (BSEd) in Mathematics, which laid a strong analytical foundation for her work in underwriting, origination, and management roles throughout her career.

Heidi’s dedication to her profession is matched by her commitment to her community and church. She has served as an active board member of the PHFA Advisory Board and the Union County Housing Authority, where her leadership and expertise have contributed to advancing housing opportunities and supporting local families.

Family is central to Heidi’s life. She and her husband, Bill, enjoy spending time with their grown children, Kayla and Seth, both of whom are married. Outside of work, Heidi loves shopping, trying new restaurants, and sports. Her enthusiasm, expertise, professionalism, and genuine commitment to helping others make her an outstanding fit for our lending team.