Bradford & Sullivan County, PA Mortgage Lenders

Stacey Sickler is the Director of Residential Mortgage Lending at C&N. Stacey has been in Mortgage Lending for 25 years including 21 with C&N. She is responsible for the mortgage lending line of business and does a limited amount of originating. Her office is in our Sayre Branch located at 1827 Elmira Street, Sayre, PA 18840.

She holds her B.S. Degree in Business Administration and Finance from Susquehanna University and is a graduate of the Advanced School of Banking at Bucknell University. She is also a graduate of the NY Penn Leadership Program. Stacey currently serves as Chairperson for the Bankers Settlement Services of Southwest PA and is serving on the advisory committee for the Mortgage Partnership Finance program with the Federal Home Loan of Pittsburgh.  Active in her community, Stacey serves on the pension committee for Athens Township and is a past trustee of the Spalding Memorial Library, former member of the Choices Program, and active in her child’s school PTG.

Stacey and her husband, David, have two sons and live in the Athens area.  Away from work, Stacey enjoys time with family, the outdoors and spending time in the Finger Lakes region.

"There is nothing more gratifying than helping people realize the dream of homeownership. It's an exciting time for them and I feel fortunate to have spent my career playing a role in that."

Michelle Rae is a Regional Mortgage Loan Originator at C&N covering Bradford and Sullivan Counties as well as New York State. She had 19 years of experience in a similar capacity prior to joining C&N's Lending Team in 2012. In her role, Michelle is responsible for originating residential mortgages, including purchase, refinance, construction and land financing. Michelle's office is in our Sayre Branch located at 1827 Elmira Street, Sayre, PA 18840.

Michelle has her Bachelor's Degree in Business with Minors in Communications and Human Resources, and graduated from the NY Penn Leadership Program.. She is also very involved with C&N's Giving Back, Giving Together program, often volunteering and helping to raise funds to benefit her local community. 

In her spare time, she enjoys camping, traveling and spending time with her family, including her three grandchildren. 

"I'm a truly blessed to work for an organization that cares so much about their community, while having the ability to help our customers with the ultimate goal of becoming an homeowner."

Kathi Heimbach is a Mortgage Loan Originator working out of the Troy office at C&N. She primarily covers Bradford and Tioga Counties in Pennsylvania, and the Southern Tier counties New York. She received her certificate from PBA School of Banking in 2009. Prior to starting her lending role in 2009, she began her banking experience as a Customer Service Representative, and transitioned into loan support to gain experience in the back-end of lending and documentation. Kathi has accumulated to 34 years with C&N and 35 years of total banking experience.  Her current lending role covers purchases, purchase rehabs, refinance, construction and land mortgages.  

Kathi grew up on a dairy farm and has continued to be involved in the small business enterprises area with ownership roles. She credits her family and her experience on her farm with building a strong work ethic, the need to think your way through a challenge and the ability to see a task all the way through to completion.  Community is especially important to Kathi. She spends time volunteering at the Troy Fair Dairy Promotion and is heavily involved in C&N’s Giving Back, Giving Together program through volunteering and fundraising for the immediate local needs. 

In her spare time Kathi enjoys spending time with her family and grandchildren, visiting the Finger Lakes region, gardening, listening to audio books and travelling. 

“I am so thankful to work with for a company that also believes in developing their existing employees and building on their experiences to expand into new roles.” 

Anna Shipman is a Mortgage Loan Originator at C&N’s Wysox location, covering Bradford and Sullivan Counties. Anna has an extensive professional background in Real Estate, beginning with a local law firm from 2014 through 2017 where she gained valuable insight through experience as well as various Real Estate courses. She joined C&N in 2017 as a Loan Specialist Assistant, eventually taking on the role of Construction Administrator, further amplifying her skill set. After building her Real Estate resume, Anna made a natural transition into her current role as a Mortgage Loan Originator where she helps customers purchase, build or refinance their homes. 

Anna graduated with a Bachelor of Science in Psychology with a Minor in Paralegal Studies in 2014. She takes pride in giving back to her community, often donating her time to CHOP, the Salvation Army, the Troy Fair and the Children’s House, and has taken a hands-on approach for C&N’s Giving Back, Giving Together program. She credits being raised on her family’s small farm in Bradford County for her strong work ethic and sense of family, and plans to draw on these values to help customers turn their houses into homes. 

In her spare time, Anna participates in outdoor activities such as water sports and fishing, and she loves to vacation at her family cottage in Canada. She enjoys spending time with her husband, family and pets with her first child on the way.