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Commercial Lenders in Bucks & Chester

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Commercial Lenders in Bucks and Chester Counties, PA

Kelley Cwiklinski
Director of Commercial Lending

Call Kelley at 267.327.4814 or send her an email.​

Dan Miller
Senior Commercial Lending Relationship Manager
Bob Burns
Commercial Lender

Robert worked with BB&T, TD Bank and Third Federal Bank before joining C&N, adding up to over 16 years of industry experience. In addition, he is a member of the Montgomery County Real Estate Investors, the Diversified Real Estate Investors, and a Board Member of the Parkplace Homeowners Association. 

Robert has a Bachelor’s Degree in Public Administration & Accounting from La Salle University and an MBA in Finance from Philadelphia University. In the community, he volunteers with the Collegeville and Philadelphia Rotary, Collegeville Economic Development Corporation and The Speaker’s House. He lives in Souderton, PA with his wife, Stacey, and has three adult children.

​Call Bob at 267.406.6226 or send him an email.​

Gregory Adamson
Commercial Lender

​Call Gregory at 267.327.4909 or send him an email.

Earl Clevenstine
Senior Commercial Lending Relationship Manager

Earl is an industry veteran with over 42 years of experience who is now serving as a Senior Commercial Lending Relationship Manager for C&N in the Doylestown Region. Prior to C&N, he worked as a Senior Lender for Covenant Bank and National Penn Bank.  

He graduated from Babson College in Wellesley, Massachusetts with a double major in finance and investments. He has lived in Franconia Township, PA for the last 40 years. 

​Call Earl at 267.387.1027 or send him an email.​

Kate Shepherd
Commercial Lender

​Call Kate at 267.327.4236 or send her an email.​

Cindy Zamroz
Commercial Relationship Manager

Cynthia recently joined C&N as Commercial Relationship Manager after 30 years of experience in similar roles elsewhere. She holds an AA Degree from Messiah College in Retail Management and a B.S. in Business Administration/Marketing from DeSales University. 

Cynthia serves her community through roles with Push The Rock Sports Ministries and Crossroads Pregnancy Care. She also enjoys participating in sports and outdoor activities with her husband, Walt, three grown sons and six grandchildren. 

​Call Cindy at 267.387.1028 or send her an email.​

Bob Kile
SVP of Commercial Lending

Robert has 33 years of experience in the lending industry, with previous stints at numerous banks before joining C&N in 2016. As a SVP of Commercial Lending, his responsibilities include new loan and deposit generation, loan underwriting, portfolio management and more. To each of these, Robert brings a personal approach and a sincere knack for building relationships with his clients. 

A graduate of Moravian College with a B.S. in Mathematics, Robert also studied Effective Speaking & Human Relations at Dale Carnegie and attended various lending seminars and classes. He serves with the North Pennsylvania Rotary, is on the Golf Committee of The Pathway School and has two daughters he adores. 

​Call Bob at 267.387.1025 or send him an email.​

Jim Miller
Senior Commercial Lending Relationship Manager

James A. Miller, IV, is a Commercial Lending Team Leader at C&N’s Newtown Office. He has been practicing in the financial industry since 1985, joining the C&N team in 2019. James graduated from Temple University with a degree in Business Administration. As the Commercial Lending Team Leader, James continues to grow loans and deposits to establish life-long banking relationships with our customers. 

Having lived in Newtown for 26 years, he has a strong commitment to giving back to his community. He is an active member of the Lower Bucks Chamber of Commerce, the Newtown Business Association and the St. Andrew Catholic Church. James also spends much of his free time volunteering in youth athletics in the Newtown area, including CYO basketball and soccer as well as helping baseball programs at all age levels. James also supports the Council Rock High School music and football programs.  

Call Jim at 267.406.6253 or send him an email.

Brian Collins
Commercial Lender

Call Brian at 267.406.6260 or send him an email.

Janet Nitka
Commercial Lender

​Call Janet at 267.406.6254 or send her an email.​

Thomas Howley
Commercial Lending Relationship Manager

Thomas managed the Covenant Bank credit department and served as the bank’s lead credit analyst prior to its merger with C&N. He now serves as our Commercial Lending Relationship Manager, overseeing a commercial portfolio with a wide range of customers, including small businesses, non-profits, and real estate investors. Thomas helps his commercial customers to grow and expand their business, provides financial expertise, and delivers lending solutions that meet each client’s need with a personal touch.

A graduate of Saint Joseph’s University, Thomas has a B.S. in Finance and nine years of experience in lending. His hobbies include soccer, gardening, playing music and volunteering with the Healthy Kids Running Series in West Philadelphia, PA.

​Call Thomas at 267.327.4399 or send him an email.​

Jay Power
Commercial Lender

Call Jay at 610.981.6311 or send him an email.​

Daniel Hines
Senior Commercial Lending Relationship Manager
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