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Fixed-Rate CDs

Steady and reliable, our Fixed-Rate CDs are ideal for consistent growth.
 

Competitive CD Rates

  • Fixed rate
    Set savings goals based on your rate of return.
  • Deposit more, earn more
    Get a higher rate with a larger balance.
  • Smart investment
    Your savings will increase throughout the term.
  • Patience rewarded
    Maximize your savings by choosing a longer term.

Diversify with CDs


Excess cash finds a natural home with our Fixed-Rate CDs, which allow you to earn solid interest rates on money you won't need for several months or years. Bolster your savings by reinvesting when your CD matures.
 
  • Choose terms from six months to five years
  • Municipalities can choose terms of less than six months
  • Minimum $1,000 deposit for terms of six months or longer
  • Interest can be automatically deposited into your Checking or Key Savings account

To apply for a Fixed Rate CD online, please choose from the options below.

To see all CD options that you can apply for with C&N, please visit our rates page and contact us for more information on how to apply.
Annual Percentage Yields (APYs) are effective for accounts opened from 07-10-2019 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
12 Months $1,000.00 0.600 0.600
12 Months $10,000.00 1.100 1.100
12 Months $25,000.00 1.250 1.260
12 Months $50,000.00 1.300 1.310
12 Months $100,000.00 and over 1.350 1.360
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from 07-10-2019 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
24 Months $1,000.00 0.750 0.750
24 Months $10,000.00 1.250 1.260
24 Months $25,000.00 1.400 1.410
24 Months $50,000.00 1.450 1.460
24 Months $100,000.00 and over 1.500 1.510
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from 07-10-2019 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
36 Months $1,000.00 0.900 0.900
36 Months $10,000.00 1.500 1.510
36 Months $25,000.00 1.600 1.610
36 Months $50,000.00 1.650 1.660
36 Months $100,000.00 and over 1.750 1.760
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from 07-10-2019 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
48 Months $1,000.00 0.950 0.950
48 Months $10,000.00 1.550 1.560
48 Months $25,000.00 1.650 1.660
48 Months $50,000.00 1.700 1.710
48 Months $100,000.00 and over 1.800 1.810
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from 07-10-2019 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
60 Months $1,000.00 1.050 1.050
60 Months $10,000.00 1.600 1.610
60 Months $25,000.00 1.700 1.710
60 Months $50,000.00 1.750 1.760
60 Months $100,000.00 and over 1.850 1.860
Apply Now

APY = Annual Percentage Yield
An interest penalty may be assessed if a certificate of deposit is withdrawn before maturity.