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Fixed-Rate CDs

Steady and reliable, our Fixed-Rate CDs are ideal for consistent growth.
 

Competitive CD Rates

  • Fixed rate
    Set savings goals based on your rate of return.
  • Deposit more, earn more
    Get a higher rate with a larger balance.
  • Smart investment
    Your savings will increase throughout the term.
  • Patience rewarded
    Maximize your savings by choosing a longer term.

Diversify with CDs


Excess cash finds a natural home with our Fixed-Rate CDs, which allow you to earn solid interest rates on money you won't need for several months or years. Bolster your savings by reinvesting when your CD matures.
 
To apply for a Fixed Rate CD online, please choose from the options below.

To see all CD options that you can apply for with C&N, please visit our rates page and contact us for more information on how to apply.
Annual Percentage Yields (APYs) are effective for accounts opened from August 25, 2021 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
12 Months $1,000.00 0.150 0.150
12 Months $10,000.00 0.200 0.200
12 Months $25,000.00 0.200 0.200
12 Months $50,000.00 0.200 0.200
12 Months $100,000.00 and over 0.200 0.200
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from August 25, 2021 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
24 Months $1,000.00 0.150 0.150
24 Months $10,000.00 0.200 0.200
24 Months $25,000.00 0.300 0.300
24 Months $50,000.00 0.300 0.300
24 Months $100,000.00 and over 0.300 0.300
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from August 25, 2021 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
36 Months $1,000.00 0.200 0.200
36 Months $10,000.00 0.300 0.300
36 Months $25,000.00 0.400 0.400
36 Months $50,000.00 0.450 0.450
36 Months $100,000.00 and over 0.500 0.500
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from August 25, 2021 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
48 Months $1,000.00 0.300 0.300
48 Months $10,000.00 0.550 0.550
48 Months $25,000.00 0.650 0.650
48 Months $50,000.00 0.700 0.700
48 Months $100,000.00 and over 0.750 0.750
Apply Now
Annual Percentage Yields (APYs) are effective for accounts opened from August 25, 2021 and until the next yield change, which is typically weekly.
Term Minimum Balance To Open and Earn APY Current Rate Annual Percentage Yield
60 Months $1,000.00 0.400 0.400
60 Months $10,000.00 0.650 0.650
60 Months $25,000.00 0.750 0.750
60 Months $50,000.00 0.800 0.800
60 Months $100,000.00 and over 0.900 0.900
Apply Now

APY = Annual Percentage Yield
An interest penalty may be assessed if a certificate of deposit is withdrawn before maturity.