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HomeReady Mortgages

Lower down payments mean a quicker path to homeownership.

Think Buying a Home Is Out of Reach?

A HomeReady® mortgage from C&N and Fannie Mae® could make it easier than you think. With a low down payment and flexible options, it's designed to help more people become homeowners. 

Fannie Mae Logo

Here are some of the ways HomeReady can help:

  • Low Down Payment: First-time or repeat homebuyers can purchase a home with as little as 3% down.
  • Flexible Down Payment Sources:* Gifts, grants, and Community Seconds® accepted.
  • Lower Mortgage Insurance (MI) Costs: Mortgage insurance is cheaper than FHA and can be cancelled once you build enough equity.**
  • Expanded Income Options: Rental income, boarder income, and even household income from someone not on the loan can count.
  • Competitive Fixed Interest Rates: Competitive pricing helps keep monthly payments manageable.
  • Refinance Option Available: Available for both purchases and refinances.

Connect with a C&N Mortgage expert to discover all the ways HomeReady mortgages can make home ownership a reality today.  

* Minimum borrower contributions may be required in some instances such as when using lender-funded grants.
** Restrictions apply.
Loans are subject to credit approval. 

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