Frequently Asked Questions

What browsers are compatible with Internet Banking, and where can I go to update my current browser?

You can find the up to date list of compatible browsers along with links to download the most updated versions by clicking here.

Can I pay bills online?

Yes, Internet Banking offers a bill paying option that you may choose to enroll in. Stop in or contact your local branch for information. You may email us at for more information.

Is there a charge for Internet Banking?

There is no charge for the basic Internet Banking service. If you choose to enroll in the bill payer option, there is a monthly fee associated with it. This fee is waived if you have a C&N Merit Checking account.

What is the fee for the Bill Payer Option?

The fee for the Bill Payer Option is $2.95 per month (taken out of your account on the last business day of each month) for unlimited bill payments. There is a 90 day money back guarantee. If you cancel the Bill Payer within 90 days of activation we will refund the fees. You may cancel the Bill Payer by emailing us at

What happens when I enter an invalid password?

If you enter an invalid password you may attempt to log in again. If you enter an invalid password three times in a row the Internet Banking system will place a permanent lockout on your account.

What should I do if I get locked out of Internet Banking?

This is a security feature of the system and you should contact the Client Contact Center toll-free at 1-877-838-2517 to have your password reset.

What are cookies?

A "cookie" is a small piece of information sent by a web server to store on a web browser so it can later be read back from that browser. This is useful for having the browser remember some specific information.

What are they used for?

An example is when a browser stores your passwords and user ID's. They are also used to store preferences of start pages, both Microsoft and Netscape use cookies to create personal start pages.

What about the security with cookies?

An HTTP cookie cannot be used to get data from your hard drive, get your email address or steal sensitive information about your person. Early implementations of Java and JavaScript could allow people to do this but for the most part these security leaks have been plugged. But, HTTP cookie can be used to track where you travel over a particular site. This site tracking can be easily done without using cookies as well. Using cookies just makes the tracking data a little more consistent.

For more information please visit

May I have bill payments sent out on a future date?

Yes, just change the "Send On" date on the bill payer screen to a date in the future, the payment will be sent out on the date specified.

May I specify a date in the future for a transfer to be effective?

Yes, just change the Date field on the bottom of the Transfer screen to a date in the future, the transfer will take effect on the date specified.

I'm still having trouble with Internet Banking, and I didn't find the answer to my question in this FAQ. Who can I contact for help?

You may contact the Client Contact Center toll-free at 1-877-838-2517 during our normal business hours of 8:00 AM and 5:00 PM Eastern Standard Time, Monday through Thursday and 8:00 AM until 6:00 PM on Fridays and 8:00 AM until 12:00 PM on Saturdays. Outside of these hours, you may leave a message on our voice mail system or email us at and we will get back to you as quickly as possible.