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Roth IRAs in PA and NY
Flexible optionsInvest in either a Variable or Fixed Rate CD (or both).
Competitive interestYour account is based on CDs that grow at a steady rate.
Tax advantagesGrow your savings tax-free and withdraw penalty-free when conditions are met.
Expert adviceWe're here to explain your IRA options and help you get started.
Benefits of Roth IRAs
If you expect to be in a higher tax bracket at retirement, a Roth IRA can be a great option. You don't have to pay taxes on withdrawals from your Roth retirement account contributions, and setting one up is simple.
Here are some of the Roth IRA benefits:
- Invest in either a Variable- or Fixed-Rate CD (or both)
- Earnings grow tax-free
- Tax-free withdrawals, if certain conditions are met
- Annual contributions can be withdrawn anytime but are not tax-deductible
- Penalty-free withdrawals from Variable-Rate IRA CDs can begin at age 59 1/2 if the account has been open for five years
- Contribute at any age
Contact us to speak with an investment professional from C&N today.