We're dedicated to our community
Make plans for a more secure retirement. Certificates of Deposit form the foundation of our IRAs, providing competitive rates.
Traditional IRAs for Our PA and NY Neighbors
Diversified portfolioAugment your 401(k) with a Traditional IRA.
Competitive interestYour account is based on CDs that grow at a steady rate.
Tax advantagesConsult with your tax advisor to discover all of the benefits.
Expert assistanceWe're here to explain your options and help you at every turn.
Grow your retirement savings to prepare for a comfortable financial future
Take your retirement into your own hands with the help of C&N. Traditional IRAs offer specific benefits for your retirement planning needs including:
- Invest in either a Variable-Rate IRA CD or Fixed-Rate IRA CD (or both)
- Contributions may be tax-deductible, if you're eligible
- Accumulated interest not taxed until you withdraw funds
- Withdrawals taxed at the current income tax rate
- Disbursements must begin at age 72 and can begin as early as 59 1/2
- Penalties apply for early withdrawal
Please consult with your tax advisor to determine whether a Traditional IRA is ideal for your retirement plan.