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C&N's Bank@Work Program

C&N offers an exclusive set of tools, resources and offers to put you on track for a positive financial future. 

C&N's Bank@Work Program

Welcome to C&N's Bank@Work program. We're here to help you make the most of your financial wellness by giving you exclusive offers, tools and resources. 


Exclusive Offers for our Program Customers

As a member of C&N's Bank@Work program, you have access to the following offers:

C&N Checking Account Options

C&N@Work Bonus1

  • $400 for opening a C&N Everyday, C&N Relationship or C&N Merit Checking Account with promo code CNWORK
    • Bring in your promo code to any local branch or if opening your account online, make sure you have the promo code ready.

C&N Everyday Checking (basic account)

  • No monthly maintenance service charge.
  • Free Visa® Check Card
  • Free Online, Mobile, Text, and Telephone Banking2
  • Free Mobile Deposit transactions2

C&N Merit Checking Account (Interest earning)

  • Qualifying Accounts earn a Preferred Interest Rate of 0.35% APY for balances up to $30,000 and .10% APY for balances over $30,0003.
  • Free Visa® Check Card
  • Free Online, Mobile, Text, and Telephone Banking2
  • Free Mobile Deposit transactions2
  • Free Order of Basic Checks each year for customers age 55 and older.4
  • Qualifying accounts receive up to $12 each month in refunded U.S. ATM fees

 

Savings Account Options

Key Savings Account

  • Interest paid on balances of $200 or more
  • Open as stand-alone account or in companion with your C&N Checking account
  • Interest credited quarterly

Health Savings Account

  • Set aside money on a pre-tax basis to pay for qualified medical expenses (deductibles, copayments, coinsurance and other medical expenses)
  • Contribute up to $3,650 for self-only coverage and up to $7,300 for family coverage
  • Must have a qualified high-deductible health plan

 

CD Specials

  • Preferred rates on Certificates of Deposit (CDs).  For preferred rates on CDs, contact you local Treasury Management Specialist.

 

Mortgage Specials

  • Up to $250 toward closing costs on a C&N mortgage5

 

Wealth Management

  • Free financial evaluation6
  • Free tax evaluation6

Account openings and credit are subject to Bank approval. Bank@Work  offers may be changed or withdrawn at any time.

1. Account openings and credit are subject to Bank approval. Bank@Work  offers may be changed or withdrawn at any time. Receive $400 Bonus when you open your checking account with deposits totaling $1,000 within the first 7 business days from account opening date.  Account must be opened with the promo-code provided to you by your employer.  Only one promo-code may be used at account opening. Offer valid through December 31, 2023.  Consumer Checking products include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking.  Must be age 18 or older.  Three months of consecutive direct deposit totaling a minimum of $5,000 over the three months required to receive Bonus payout.  Account must remain open for six months from opening date.  Payout will occur within 45 days of six-month anniversary of account opening.  Payout valid through August 31, 2024.  Offer valid for applicable counties in our C&N Market Area located at www.cnbankpa.com/About/Investor-Relations/C-N-Corporate-Profile.
2. Message and data rates may apply from your wireless carrier. 
3. To be a qualifying account customer must have one ACH credit or debit, 12 posted point-of sale transactions and be enrolled in electronic statement delivery each monthly statement cycle.  Minimum opening deposit $25.00. Fees may reduce earnings.
4. One order of wallet-style basic checks per year if the tax owner is 55 years of age or older. 
5. Mortgage special of up to $250.00 towards closing costs only available once. Credit provided is for the refinance or purchase of a primary home only. Offer valid through December 31, 2023. 
6. Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency.


Your Financial Wellbeing

Much like your physical health, your Financial Wellbeing requires training and care to achieve peak performance. And, much like a doctor can help you stay physically fit, your bank should be your partner for your financial health. 

C&N provides the tools, information and resources you need to feel comfortable making important financial decisions. Our team of experts are in your corner through all your financial stages with some added perks in appreciation of our partnership. If you can't find what you're looking for here, don't be afraid to drop us a line, we look forward to working with you! 

Take advantage of our resources and guides to shape a positive financial future for yourself. 

 

heart healthInteractive Wellness Assessment

In order to know where you need to improve, you first need a realistic idea of where you currently are. Take your first step towards financial wellness by completing this Interactive Wellness Assessment, powered by Banzai®

 

 

MindInteractive Learning Coach

Once you know where you’re at, let’s learn more about managing your finances. Take the next step to financial freedom by inserting yourself into real-life dilemmas and challenges with our Banzai Plus Interactive Coach. 

 

Bonus

Get your whole family involved! Learning about money and basic finances should begin at a young age, and we're here to help. Your whole family is welcome to participate in the games at no-cost to you. There is a level specifically designed for kids and teens that will help advance your children's financial knowlege.  

Take their learning to the next level by enrolling them in our Ju$t for Kid$ or Teen $teps programs. We make learning  fun through games & activities, all 100% free for our customers. 

Welcome to C&N, your community friend for world class banking. We know earning money can be hard, but we don’t think trusting who protects it should be. Trust is priceless. But just like your money, it has to be earned. And no bank takes that more seriously than C&N. Whether you enter through our doors or our technology, you will meet excellence. From our complete financial services to our deep experience to our honestly caring people, we are personally invested in you no matter how much you are financially invested in us. After all, your goals are our goals. Your success is our success. So why not make the journey together as easy as it can be? Yes, the world can be a little cold these days. Especially where your money is concerned. But we assure you there’s a place in your community where it’s always warm. Welcome to C&N.

When it comes to banking in Pennsylvania, it doesn’t get more solid than C&N. In fact, we’ve been serving communities in Pennsylvania since 1864. Founded as The First National Bank of Wellsborough and growing every year since, C&N is now a full-service financial institution with offices in Pennsylvania and New York. From the very beginning, C&N has been committed to helping local communities thrive through personal relationships. You&C&N. C&N&You. It’s just the way things work. Together with our customers, hand-in-hand through generation after generation, we’ve helped make life a bit easier with financial services and expertise that guide you through each stage of life because life is easier when we are in this together.

Get informative, expert advice on how to manage your money with our extensive collection of financial resources.

C&N Library: When you have questions about your finances, you want reliable advice. The C&N Library is full of articles written by our own experts.

C&N Video Library: Not big on reading? Visit our video library tutorials, tips, advice and more.

Interactive Library: Our partnership with Banzai® also provides access to an Interactive Library. These offer advice from financial experts with interactive tools to help you along the way.

Calculators: If you're wondering how to properly manage your money to reach your financial goals, our financial calculators will help. Just plug your information and get instant answers. 

C&N Experts: You are never alone on your financial journey. C&N is always here to help give you friendly, knowledgeable advice every step of the way.

Fiscal Fridays: Learning is never done. Connect with us on Facebook each Friday for weekly tips.

C&N’s MoneyManager: C&N's MoneyManager is a powerful tool built into your C&N Mobile App or Digital Banking that lets you budget, track and monitor ALL of your financial accounts, even those outside of C&N. 

C&N’s SavvyMoney: SavvyMoney is a free service that lets you keep your finger on the pulse of your credit with a comprehensive credit score analysis, full credit reports, credit monitoring, alerts and personalized offers, all within your C&N Mobile App or Digital Banking. 

Round Up & Save: Increase your savings automatically! Round Up & Save rounds up your debit card purchases up to the nearest dollar and deposits the difference into your savings account. 

Online Accout Opening: Open your next C&N account entirely online, giving you the convenience you need with the comfort of an local office ready to help when you need us. 

Online Mortgage Experience: Complete your entire mortgage process online with the help of an experienced mortgage expert available when you have questions.

ClickSWITCH: Remove the hassle of changing your direct deposit and automatic payments with our automatic switch service.

Instant Issue: If your C&N Debit Card is lost, stolen or damaged, you don’t wait for your new debit card in the mail. We can print your new debit card in under 5 minutes at your nearest C&N location!

Mobile Deposit: Deposit checks from your mobile device by snapping a photo in our mobile app. One less errand for you to run. 

Biller Direct & Online Billpay:  Don’t pay another late fee. Pay your bills online or from our mobile app with our online bill payment options.

PeoplePay: Why carry cash? Text or email money to your friends and family with PeoplePay.

Digital Wallet: Turn your cellphone into your C&N Visa® Check Card and pay for purchases at thousands of stores.

Refer&Reward
Refer a friend to C&N and you'll both receive a special bonus: $50 for you, $50 for them!
Refer&Reward