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Life Insurance from Your PA and NY Community Bank
Expert guidanceOur friendly professionals explain your options.
Tailored to youWe avoid cookie-cutter to find your right fit.
Cost-effective solutionsProper protection doesn't have to break the bank.
Smart planningLife insurance is a vital part of your overall portfolio.
Term Life Insurance
Get the greatest amount of coverage for the lowest premium.
- Cost-effective solution for temporary life insurance needs
- Allows you to change your policy if your temporary needs become permanent goals
Whole Life Insurance
The simplest form of life insurance is structured for the long term.
- Lifelong protection with guaranteed premiums, death benefit and cash value
Universal Life Insurance
This form of permanent life insurance is flexible to meet your changing needs.
- Allows you to change the death benefit and timing and amount of your premium, within limits
- Build your policy's cash value or pay a lower premium and focus more on guaranteed protection
Variable Universal Life Insurance*
Here's a permanent life insurance policy that also provides investment opportunities.
- Flexible terms
- Invest your cash value in professionally-managed funding options that reflect the performance of stock and bonds
Single Premium Life Insurance
If you plan to transfer your wealth, consider this life insurance policy.
- Deposit a single premium to create an immediate death benefit
- Maximize the amount of funds you will transfer to the next generation
Survivorship Life Insurance
This vital piece of estate planning is ideal for those who wish to leave a financial legacy.
- Use for inheritance, protecting a business or providing a lasting charitable gift
- Covers two people, usually spouses, under one policy but provides a benefit only after the second person passes away
For more information on our Life Insurance policies, please read our Insurance Disclosure.
*Offered through Cetera Financial Services
Securities, insurance products, and advisory services offered through Cetera Investment Services LLC, a registered broker-dealer and registered investment adviser. Member FINRA and SIPC. Cetera and C&N are independent entities. Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Cetera Advisory Services Agreement and disclosure brochure as provided.
These products are:
- Not FDIC Insured
- Not a deposit or other obligation of the depository institution
- Not guaranteed by the depository institution
- Subject to investment risks, including the possible loss of the principal amount invested
- Not insured by any federal government agency