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Life Insurance

Protecting your loved ones is your priority. Our priority is matching you with a policy tailored to your specific needs.

Life Insurance from Your PA and NY Community Bank

  • Expert guidance
    Our friendly professionals explain your options.
  • Tailored to you
    We avoid cookie-cutter to find your right fit.
  • Cost-effective solutions
    Proper protection doesn't have to break the bank.
  • Smart planning
    Life insurance is a vital part of your overall portfolio.

Term Life Insurance

Get the greatest amount of coverage for the lowest premium.

  • Cost-effective solution for temporary life insurance needs
  • Allows you to change your policy if your temporary needs become permanent goals

Whole Life Insurance

The simplest form of life insurance is structured for the long term.

  • Lifelong protection with guaranteed premiums, death benefit and cash value

Universal Life Insurance

This form of permanent life insurance is flexible to meet your changing needs.

  • Allows you to change the death benefit and timing and amount of your premium, within limits
  • Build your policy's cash value or pay a lower premium and focus more on guaranteed protection

Variable Universal Life Insurance*

Here's a permanent life insurance policy that also provides investment opportunities.

  • Flexible terms
  • Invest your cash value in professionally-managed funding options that reflect the performance of stock and bonds

Single Premium Life Insurance

If you plan to transfer your wealth, consider this life insurance policy.

  • Deposit a single premium to create an immediate death benefit
  • Maximize the amount of funds you will transfer to the next generation

Survivorship Life Insurance

This vital piece of estate planning is ideal for those who wish to leave a financial legacy.

  • Use for inheritance, protecting a business or providing a lasting charitable gift
  • Covers two people, usually spouses, under one policy but provides a benefit only after the second person passes away

For more information on our Life Insurance policies, please read our Insurance Disclosure.

*Offered through Cetera Financial Services

Securities, insurance products, and advisory services offered through Cetera Investment Services LLC, a registered broker-dealer and registered investment adviser. Member FINRA and SIPC. Cetera and C&N are independent entities. Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Cetera Advisory Services Agreement and disclosure brochure as provided.

These products are:

  • Not FDIC Insured
  • Not a deposit or other obligation of the depository institution
  • Not guaranteed by the depository institution
  • Subject to investment risks, including the possible loss of the principal amount invested
  • Not insured by any federal government agency
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