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Key Savings Accounts

Ready to build up your savings? Here's the Key! Deposit money. Earn interest. Be happy.

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Savings Accounts for Our PA and NY Neighbors

  • Easy to open
    Start saving anytime with a $20 opening deposit.
  • Earn competitive rates
    Our rates are structured to help you maximize your savings.
  • Set your goals
    A Key Savings account will get you where you want to go.
  • Anytime access
    Manage your money through Online Banking, Mobile Banking or ATMs.

Unlock your money's potential


With a Key Savings account, you can do more with your money while you let it grow. No matter what your goals, this account will get you moving toward them.
 
  • Interest paid on balances of $200 or more
  • Open as stand-alone account or in companion with your Citizens & Northern Checking account
  • Interest credited quarterly
  • Key Savings Youth Accounts available for account owners under age 19 with no minimum balance requirement