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Insurance Agency Package

A comprehensive banking package tailored specifically to meet the needs of Insurance Agents.

A Banking Package Specifically Designed for Insurance Agencies

C&N’s local team of relationship professionals keeps your agency's goals in mind at every stage. Whether you’re looking to start, expand or transfer your agency to new ownership, we can help.



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Agency Financing*

Agency Acquisitions
Agency Perpetuations
Commercial mortgages
Free BizEquityTM evaluation
Discounted Fees
Partner Buyouts & Shareholder Financing



Digital Banking

Treasury Management & Banking1 *

Free fraud prevention services (Positive Pay & ACH Debit Block)
Free mobile deposit & remote deposit capture
Merchant services cost analysis
Business switch-assist
Tailored collections & payment solutions




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Residential Financing2 * 

$500 closing cost credit
Relationship rate discount
Construction, purchase or refinance options
Variable or fixed rate options
Quick turnaround
Primary or secondary residences



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Bank@Work Employee Benefits3 *

$400 New checking account bonus
HSA offering
Free financial education
Interactive assessments & learning coaches
Free tax evaluation
Free wealth consultation**
Mortgage closing cost special


*Member FDIC 
Loans subject to credit approval


Investments & Wealth Management**

In addition to the comprehensive benefits above, C&N also offers a suite of services designed to help you achieve your long-term financial goals.  

     >  401K plan & fee consultation
     >  Trust & fiduciary services
     >  Executive bonus plan
     >  Goal-based investment management

**Some products are not FDIC insured or guaranteed, not a deposit or other obligation of the bank, not guaranteed by the bank and are subject to investment risk, including the possible loss of the principal amount invested and are not insured by any other federal government agency.


1Receive free Fraud Prevention Services: Payee Positive Pay and ACH Debit Block, and free Mobile or Remote Deposit Capture, when you open your new business checking account with deposit(s) totaling $25,000 in new money. Deposit(s) must be received within the first 15 business days from account opening date. Account must be opened with the promo-code “INSURE”. Only one promo-code may be used at account opening. Offer only valid on one business checking account per business relationship. Business checking accounts included in this promo are: Super Business Checking, Business Interest Checking and Business Analysis Checking. If the daily balance in the business checking account falls below $25,000 at any point during the month, a $50.00 monthly fee will be assessed. Offer valid for applicable counties in our C&N Market Area located at C&N may change or discontinue this offer at any time.

2$500 Closing Cost Credit available for Purchase, Refinance or Construction transactions of primary or secondary residences.  Relationship Rate Discount applicable for C&N mortgage products, excluding Home Equity Line&Locks, mortgages for investment properties and special C&N mortgage programs, such as our First Time Homebuyer Program, Doctor Mortgage Program, Hope&Home Program and Hometown Heroes Program.Government Mortgage products such as FHA, VA and USDA also excluded. Self-employed borrowers may have their account used for payroll with C&N in lieu of Direct Deposit. Direct Deposit of income must be 70% or more of the NET pay (take home pay). The discount will be reduced from the initial rate and the margin for an adjustable rate mortgage.If criteria for the discount is not met by closing, the rate will revert to the sheet rate at the time of the original rate lock. Some C&N services may have fees associated, please refer to your deposit account disclosures for further fee information. Other restrictions and terms may apply, reach out to your local Mortgage Specialist for more information. Subject to Credit Approval. Offer may be changed or discontinued at any time.

3Account openings and credit are subject to Bank approval. Bank@Work offers may be changed or withdrawn at any time. Receive $400 Bonus when you open your checking account with deposits totaling $1,000 within the first 7 business days from account opening date. Account must be opened with the promo-code provided to you by your employer. Only one promo-code may be used at account opening. Consumer Checking products include C&N Everyday Checking, C&N Relationship Checking and C&N Merit Checking. Must be age 18 or older. Three months of consecutive direct deposit totaling a minimum of $5,000 over the three months required to receive Bonus payout. Account must remain open for six months from opening date. Payout will occur within 45 days of six-month anniversary of account opening. Payout valid through August 31, 2025. Offer valid for applicable counties in our C&N Market Area located at Mortgage special of up to $250.00 towards closing costs only available once. Closing cost credit provided is for the refinance or purchase of a primary home only. Loans subject to credit approval. Offer valid through December 31, 2024.

Refer a friend to C&N and you'll both receive a special bonus: $50 for you, $50 for them!