Citizens & Northern Bank is conveniently located in eight counties in Pennsylvania and New York. Full service branch offices are located in Bradford, Cameron, Lycoming, McKean, Potter, Sullivan and Tioga Counties in Pennsylvania and Steuben County in New York. Plus we offer banking 24-7 with our Internet, Telephone and Mobile Banking systems. Check out our e-z Mobile Deposit app that lets you deposit checks anywhere, anytime right from your iPhone or Android Phone. We make banking with us easy!