Find out how much home you can afford, then start looking! With a Citizens & Northern Bank mortgage pre-qualification, you'll save time and will be better positioned to negotiate for the home of your dreams! Planning to build? We can pre-qualify you for that too!

When you pre-qualify for a mortgage from Citizens & Northern Bank, you'll have peace of mind knowing that you're dealing with a bank you know and trust, plus our mortgage specialists have so many options for home buyers. From little or no down payment mortgages to flexible repayment terms, we're sure we can help you find the perfect loan for that perfect home.

In addition to expert, quality service, a Citizens & Northern Bank pre-qualified mortgage means more leverage when you begin negotiations for the home you want. Mortgage prequalifications are FREE and applications are available at all C&N offices, by calling, toll-free, 1-877-838-2517 or online. Once you submit your prequalification, we'll get back to you quickly so you can begin searching for the home of your dreams.

*Mortgage loans are subject to credit approval.