Heather Malvica is a Mortgage Loan Originator in C&N’s Sayre office, covering Bradford County and surrounding areas. Combining her prior job experience with her tireless work ethic, Heather is well positioned to match her customers with the best financial solutions for their home needs. Heather joined C&N in February of 2021 after 18 years at Verizon as a Solutions Manager, where she honed her skills in project management and customer relations. Upon joining C&N, Heather has completed several programs with the Mortgage Bankers Association, earning multiple certifications in the Mortgage Lending Industry.
Heather earned her Bachelor of Science in Business Management from Elmira College prior to her job at Verizon. As a resident of the Waverly area, she takes pride in her community and in the strong relationships she builds with her neighbors. She loves to volunteer her time whenever possible, including the Valley Playland Rebuild and at the local elementary school. When not at work, Heather spends most of her time with her husband, Chris, and their three children.
“I feel extremely fortunate to be a part of a home buyer’s journey. To be a piece of making their dream of home ownership come to life is the greatest privilege.”
If you would like to contact Heather with any questions about a Mortgage or would like to set up an appointment, you can call her at 570-886-8405 or send an email
MLO # 2145136