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Open an Account

Open a checking or savings account online from your PC or mobile device in minutes.

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Online Account Opening for PA and NY Customers

Your Citizens & Northern Bank branch is closer than ever.


Open your next account from the couch

With all of the tools to open an account at your fingertips, it's like your branch is making a house call.
  • Convenience: It's not always easy to run to the bank. Online account opening lets you open an account from anywhere at any time.
  • Speed:  Accounts can be opened in as little as 5 minutes! 
  • Local Support: If you have questions, our local, knowledgeable experts are only a phone call away.

Have the following ready when opening a new account

  • Current C&N Customers: Name, birthdate, last four digits of your social security number and account number. An existing account number and routing number are also needed for funding your new account.
  • New to C&N: Name, email address, current identification, date of birth and social security number. An existing account number and routing number are also needed for funding your new account.
Open an Account


We make switching to C&N easy

Once you've chosen C&N for your new checking account, let us handle the heavy lifting. You fill out a form, we'll switch your direct deposit and automatic payments for you. Visit our C&N Exclusive Switch Service page for more information.

C&N's Exclusive Switch Service