Put Your Money to Work, Not Out of Reach
For a limited time, earn a competitive fixed rate while keeping more flexibility to access your savings when you need it.
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15-Month e-z Access Flex CD Special
Lock in a special fixed rate for 15 months without locking away your money for the entire term.
More Flexibility for Your Savings
Open your e-z Access Flex CD Special with a minimum deposit of $10,000 in new money and take advantage of a fixed rate for the full 15-month term. After the first six months, you can withdraw funds without an early withdrawal penalty, giving you greater access to your savings when plans change or opportunities arise.*
With balance tiers starting at $10,000, $100,000 and $250,000, you have more ways to make the most of this limited-time opportunity.
Key Features
- 15-month special term with a fixed interest rate
- $10,000 minimum opening deposit of new money
- Penalty-free withdrawals after the first six months*
- Balance tiers of $10,000, $100,000 and $250,000
- Interest compounded monthly
- Additional deposits allowed through C&N branches or transfers from eligible C&N checking and Key Savings accounts
- Maximum balance of $2 million
Put your savings to work while this special rate is available!
APY = Annual Percentage Yield. APY is accurate as of [DATE]. Offer is available to new and existing customers. Municipal accounts and deposit brokers are not eligible. Maximum account balance is $2,000,000. Offer may be withdrawn at any time.
*15-Month e-z Access Flex CD Special offers three balance tiers: (1) $10,000 minimum at an interest rate of X.XXX% and X.XXX% APY; (2) $100,000 minimum at an interest rate of X.XXX% and X.XXX% APY; and (3) $250,000 minimum at an interest rate of X.XXX% and X.XXX% APY. A minimum opening deposit of $10,000 in new money is required. New money is defined as funds not on deposit with C&N at the time of account opening. You must maintain a minimum balance of $500 to keep the certificate open. The disclosed APY assumes interest remains on deposit until maturity. Withdrawals will reduce earnings. The CD automatically renews at maturity for a 14-month term at the applicable interest rate and APY in effect at that time. The certificate will renew to the applicable balance tier based on the balance at maturity. A balance of at least $10,000 must be maintained at maturity to earn interest during the renewal term. Accounts with balances below $10,000 at maturity will not earn interest for the renewal term and will need to be closed.
**Early Withdrawals: A withdrawal made within six months of account opening or renewal will result in a penalty equal to 90 days of interest on the principal withdrawn at the rate being paid on the deposit. After six months, no early withdrawal penalty will apply unless a withdrawal is made within six days of a previous withdrawal. A withdrawal of principal within six days of a previous withdrawal will result in a seven-day interest penalty based on the current interest rate and amount withdrawn. Any penalty assessed will be deducted from the amount requested and may reduce principal. Upon the death or mental incapacity of any owner, the Bank may permit withdrawal before maturity without forfeiture of interest as described above. If the certificate is closed before maturity and outside the 10-day grace period, accrued interest will be credited, any applicable early withdrawal penalty may be imposed and the account will be closed.
