Top Bauer 5‑Star Rating Highlights Strong, Safe Community Banking Performance

WELLSBORO, PA (Citizens & Northern Corporation, NASDAQ: CZNC) – Financial leader C&N proudly announces its prestigious 5-star Superior rating from Bauer Financial, the gold standard in bank and credit union analysis. This coveted accolade recognizes C&N's unwavering dedication to financial strength, customer service, and overall industry excellence. C&N has consistently earned this designation each quarter for over a decade.

Bauer Financial's rigorous, independent assessment has rated C&N at the pinnacle of exceptional performance and reliability. Consistently earning their highest rating reflects C&N's commitment to maintaining financial health and delivering superior service, consistently exceeding industry benchmarks.

"Trust and integrity are especially crucial during times of volatility and change," shared Brad Scovill, C&N President & CEO. "They aren't things that can be established quickly, but are built over time. This lengthy track record of 5-star ratings from Bauer Financial reflects our commitment to building strong relationships based on our values. It reinforces our delivery of exceptional financial solutions and personalized service and doing so with utmost integrity." Bauer Financial’s 5-star rating is reserved for institutions demonstrating exceptional performance across key factors such as capital strength, asset quality, profitability, and liquidity. C&N's achievement reinforces the trust and confidence of customers and stakeholders, solidifying its position as a leader in providing innovative financial solutions, personalized service, and a secure banking environment.

Discover more about C&N and its award-winning approach to relationship banking at cnbankpa.com.