4 Digital Resources Every Small Business Needs

Every minute matters when you’re running a business. Whether you're chasing payments, juggling paperwork, or managing cash flow, the right digital tools can help you get more done with less stress. That’s why C&N offers powerful, easy-to-use banking solutions designed specifically for small businesses like yours. From accepting payments to protecting against fraud, here are four must-have digital tools to help you work smarter every day.
 

1.    Payment Solutions

No matter what industry you’re in, you’ll need to get paid. But, how do you know what solutions work best for your business? This is where your bank should work with you to understand your needs, because there is no one-size-fits-all answer. 

Retail and in-person sellers may need a full suite of modern point-of-sale (POS) payment tools that provide sales reports, tax tools and inventory management. Or maybe your business is always on the go, and you need a device that works with your cell phone to accept card transactions. If this sounds like your situation, your bank’s Treasury Management department may have a solution like C&N’s Merchant Services, powered by Clover; a robust business management system that will take the stress out your money management needs. 

If you are a service-based professional, such as a freelancer or consultant, then you may need a different approach to collect payments. If your needs are to invoice clients and accept payments online without physical hardware, then your business could benefit from a solution such as C&N’s Autobooks, a tool that lets you track simple cash flow through your C&N digital banking or mobile app. 
 

2. Business Checking Fraud Protection 

Unfortunately, scams are everywhere, and many of them target small businesses. That’s why every business should have fraud protection measures in place.  Whether you issue checks or accept ACH payments, there are several tools available to you that can that mitigate the risk of unauthorized activity. 

With C&N’s Positive Pay and ACH Debit Block,  you can monitor transactions in real time and flag suspicious transactions. As digital threats increase, having this level of protection is more important than ever. Learn more: Fraud Protection Tools.
 

3. Online Bill Pay 

Keeping track of invoices and payment deadlines can quickly become a hassle, especially as your business grows. Online bill pay tools are designed to simplify this process, giving you control over when and how bills are paid in one convenient place. 

Tools like C&N’s Online Bill Pay lets you pay vendors, schedule recurring bills, and track payments from a simple dashboard—no stamps or envelopes needed. Rather than juggling paper bills or logging into multiple vendor sites, you can schedule payments, set reminders, and review your payment history with just a few clicks. Want to learn more? Watch the demo!
 

4. Remote Deposit Capture 

Time is money, especially for small business owners. That’s why it’s essential to have access to tools that help you manage incoming funds without stepping away from your day-to-day operations. If you’re still making trips to the bank to deposit checks, check with your trusted banking partner to see if they offer a more convenient solution, such as C&N’s Remote Deposit Capture. This time-saving option provides your business with a secure desktop scanner, allowing you to deposit checks without leaving your office! This is the perfect service for businesses that handle multiple daily or weekly deposits, like medical offices, contractors or nonprofits. 

When paired with C&N’s mobile and online banking features, such as account alerts, secure messaging, and transaction tracking, you’ll be able to manage more of your finances on your terms, whenever and wherever it’s most convenient.


Whether you're just getting started or looking to improve your current systems, our team is here to help. Want to see how these tools can fit into your day-to-day? We’ll work with you to find the right mix of solutions tailored to your business needs, goals, and growth. Talk to one of our friendly Treasury Management team members  or visit your local C&N Relationship Manager to get started today.