Building Your Dream Home with a Construction Loan
Ready to build the house of your dreams? While this can be a very exciting time in your life, you probably have a lot of questions too. Beyond what the home looks like, you need to understand if you can get a loan to build a house, how home building loans work, how much you will need to put down on a construction loan and more. Here are answers to the top questions we hear at Citizens & Northern Bank about construction loans.  
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When Should I Refinance My Mortgage?
Have you thought about refinancing your mortgage? Learn the benefits to refinancing and how to figure out if it makes sense for you.
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5 Home Improvement Projects That Won’t Break the Bank
If you’re a homeowner, you have probably thought about investing in upgrades to your home. Here are just a few projects that you can put on your home improvement list that will make a dramatic difference at an affordable price. 
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Finance Life Events with Your Home’s Equity
If you’ve been paying your mortgage for a while, you’ve probably built up some equity in your home. What's great about home equity is that you can use it to finance life events, like your children’s college tuition or upcoming wedding. Learn more about how you can use your home's equity to finance life events from Citizens & Northern Bank. 
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Mortgages: 4 Things You May Not Know (But Should)
If you’re in the market for a new house, you’ve probably been doing some research. There’s an abundance of information available to you and millions of places to find it. But I’ve found that some of the most common questions that I hear from my clients aren’t so easily answered with an online keyword search. That’s why I decided to share 4 of the best ones with you.
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How to Lower Your Monthly Mortgage Payment
Is your mortgage payment more than you can afford? Learn about the ways that you can reduce your monthly home mortgage payment. 
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