Target Data Breach: Important Information
To protect you and your money, Citizens & Northern Bank constantly monitors customer accounts for fraudulent activity. As most people are aware, there has been a significant data breach at Target locations. Visa has provided information to us indicating some of our cardholders' information may have been compromised and some accounts may be at risk for unauthorized charges. Those customers identified by Visa will receive or have received a letter from Citizens & Northern Bank stating they are being issued a new C&N Visa Check Card. The new card replaces the customer's current C&N Visa Check Card.
Customer account security is a top priority for us, so we have taken the proactive step of issuing the new cards. Further details are in the letter identified customers will receive.
All customers can take steps to protect themselves from fraud by reviewing their monthly checking account statements and monitoring their accounts online. Customers who notice anything suspicious should notify us as soon as possible, toll-free, at 1-877-838-2517.
Citizens & Northern Bank highly recommends that on a regular basis customers obtain and review their credit report from each of the three major credit agencies. Customers should request that any fraudulent transactions be deleted. To obtain your free credit report visit: https://www.annualcreditreport.com/cra/index.jsp.
The three major credit agencies are:
- Equifax (800-525-6285) www.equifax.com
- Experian (888-397-3742) www.experian.com
- TransUnion (800-680-7289) www.transunion.com
If your accounts are at risk, you may want to establish a fraud alert on your credit file. Contact the fraud department at each of the major credit agencies and ask them to flag your credit file for fraud. When you or someone else attempts to open a new credit account, the lender should contact you by phone to verify your intent. Additional information on fraud alerts is available here: www.fightidentitytheft.com/flag.html.
We also encourage everyone to report incidents of identity theft to us and the Federal Trade Commission at 1-877-382-4357 or online at www.ftc.gov/bcp/edu/microsites/idtheft. This site provides guidance on steps you can take to protect yourself against identify theft.
As always, if you have any concerns please contact us at our toll-free number or online by clicking on "Live Chat".