Phishing Scams Increase Following Target Breach
Citizens & Northern Bank is warning consumers not to fall victim to phishing scams related to the Target data breach. Phishing attacks use spoofed e-mails and fraudulent websites designed to fool recipients into divulging personal financial data. By hijacking the trusted brands of banks, online retailers and credit card companies, phishers are able to convince recipients to respond to them.
The most important thing for our customers to remember is that Citizens & Northern will NEVER ask you for personal information in an e-mail.
To avoid becoming a victim of a phishing scam, we offer these tips:
- If you have responded to an e-mail, contact us immediately so we can protect your account and your identity.
- Never give out your personal or financial information in response to an unsolicited phone call, fax or e-mail, no matter how official it may seem.
- Do not respond to an e-mail that may warn of dire consequences unless you validate your information immediately. Contact the company to confirm the e-mail's validity using a telephone number or Web address you know to be genuine.
- Check your credit card and bank account statements regularly and look for unauthorized transactions, even small ones. Some thieves hope small transactions will go unnoticed. Report discrepancies immediately.
- When submitting financial information online, look for the padlock or key icon at the bottom of your Internet browser. Most secure Internet addresses, though not all, use "https".
- Report suspicious activity to the Internet Crime Complaint Center: http://www.ic3.gov/default.aspx. This is a partnership between the FBI and the National White Collar Crime Center.