Home Equity Interest Rates

Effective Date 12/11/2012

The rate is variable and rates are subject to change.

**Home Equity Line of Credit ("HELC")

  PENNSYLVANIA   NEW YORK
Annual Percentage Rate 3.990%   3.990%
Index 3.250%   3.250%
Margin 0.500%   0.625%

*$10,000 minimum

*Floor of 3.99%

*Maximum rate of 18% 

 

**Home Equity Line of Credit Application Fee: $199.00.  A $30.00 annual fee will be charged.

Loans subject to credit approval.