Secondary Market Mortgage

 Our mortgage specialists can help tailor a loan to your individual needs and budget. There are many options and with terms up to 30 years, you are sure to find a mortgage plan that it is a perfect fit.

Is the down payment a problem? Secondary market products offer you a low down payment option. Competitive rates and closing costs mean you are not only dealing with a local bank, but that you're getting a great rate with less cash up front.

Some highlights of our secondary market mortgage opportunities include:

FHA Financing

  • Excellent Rates
  • 96.50% Financing
  • Seller Assists up to 6% of Purchase Price
  • 1-4 Family Properties
  • Borrower Must have $500 of Purchase Price

Standard Conforming Loans

  • 5% or greater down payment
  • Fixed and adjustable rates
  • Conditional Commitment generally within one week
  • Option of auto-deduct mortgage payments from qualified deposit accounts.

* Subject to Credit Approval

If we can help you with a mortgage contact any branch office or our mortgage specialists:

  • Call Stacey Sickler - MLO# 583303 (serving Bradford and Sullivan Counties) at 570-888-3261 or send an email
  • Call Kelly Fasse - MLO# 582800 (serving Tioga and Chemung Counties) at 570-662-1111 or send an email
  • Call Robert Sullivan - MLO# 582818 (serving Lycoming County) at 570-601-3017 or send an email
  • Call Linda Gordner - MLO#582793 (serving Lycoming County and surrounding areas) at 570-546-2753 or send an email
  • Call Todd Coolidge - MLO# 582783 (serving Tioga and Potter Counties) at 570-724-0212 or send an email
  • Call Michelle Rae - MLO# 145697 (serving Bradford County) at 570-268-3034 or send an email
  • Call Kathi Heimbach - MLO# 582797 (serving Bradford and Tioga Counties) at 570-297-2426 or send an email
  • Call Melanie Sparbanie - MLO# 582817 (serving Bradford and Sullivan Counties) at 570-268-3035 or send an email 
  • Call Brenda Whiteley - MLO# 582821 (serving Sullivan County and surrounding areas) at 570-928-8125 or send an email
  • Call Linda Ordway - MLO# 582810 (serving Steuben County and New York) at 607-324-4082 or send an email