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Federal Housing Authority (FHA) Loan
Think your dream of home ownership is out of reach? Consider a mortgage insured by the Federal Housing Authority (FHA).
FHA Loans for Your PA or NY Home
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Lower down paymentPurchase your home with as little as 3.5% down.
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Quick decisionsSave time with a speedy approval and closing.
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Easy paymentsChoose auto-deduct for convenient, time-saving payments.
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Various usesIdeal for purchasing a home or refinancing your mortgage.
FHA Loan Requirements & Benefits
We're excited to offer mortgages through the FHA Loan Program because they help so many of our neighbors buy a home or refinance a mortgage when they may otherwise be denied. The lower down payment requirements are attractive to many of our customers who use the program to improve their lives.
- 30-year mortgage with a fixed rate
- Private Mortgage Insurance (PMI) applies
- Available to borrowers with credit scores of 640+
- Escrows required for taxes and insurance
- Seller assist up to 6%
- Property condition must meet U.S. Department of Housing and Urban Development (HUD) requirements
Ready to talk about your FHA Loan options? Contact our PA and NY mortgage lenders today.
* Subject to Credit Approval
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