Mortgage Center

If  you're looking for a mortgage, look no further than Citizens & Northern Bank. Our mortgage specialists will work with you to find a loan that's a perfect fit!

Citizens & Northern Bank is pleased to offer real estate loans for properties in our market area of Bradford, Cameron, Lycoming, McKean, Potter, Sullivan and Tioga Counties in Pennsylvania and Steuben, Tioga and Chemung Counties in New York.

On a daily basis, our employees commit all of their resources to serving you and your loan request. We are extremely proud of the level of service we provide and are confident that you will feel the same way.

Our Online Application

This is a powerful tool that allows you to complete a loan application when it is convenient for you and from the comfort of your home if you prefer.

Please be assured that your personal information is kept secure and will only be used for the purpose of requesting a mortgage loan.

If you are unable to complete the application in one sitting, you may come back to complete your application using the same User ID and Password you used to start your application. This will allow you to return at any time to finish your application.