Re$ubmitIt®

Citizens & Northern Bank is here to help you with all of your business needs, including one of your biggest headaches—returned checks.

Citizens & Northern’s electronic check recovery service, Re$ubmitIt® significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically!

How does Re$ubmitIt® Work?

The Re$ubmitIt® electronic check recovery service handles the collection process electronically from beginning to end, via the Automated Clearing House (ACH) network for re-presentment directly to the check writer’s bank account.

  1. Returned checks are sent from Citizens & Northern to Re$ubmitIt®, where eligible checks are converted into electronic items for re-presentment to the check writer's bank account for collection.

  2. The electronic check file is processed and strategically timed for re-presentation. Presenting checks at proven "smart dates" improves the chance of collection.

  3. If the item is not recovered on the first electronic re-presentment, it is re-cued for a second electronic re-presentment (third total). If this third presentment fails, the check can be sent to Re$ubmitIt’s FREE secondary collections, or the check can be sent back to you.

  4. Upon settlement, 100% of the face value of the check is reimbursed to you automatically. The check writer’s account is charged a state-regulated collection fee to cover the cost of collection.

If you have questions about the Re$ubmitIt® electronic check recovery service, please email them at support@resubmitit.com or call us, toll-free, at 1-877-838-2517.