Business Checking
Ready to be treated right by a community bank that understands your business and its needs? Just checking.
C&N Visa® Debit Card
Make the everyday purchases you need to keep your business running smoothly.
Digital Banking
Complete your banking tasks efficiently with our convenient online and mobile services.
Business Online Bill Pay
Save time and money by paying bills and automating your payments in just a few clicks.
Mobile Deposit
Deposit checks wherever and whenever you want using your smartphone or tablet.
C&N Lifetime Business Rewards Credit Card
Reward your business with C&N’s Visa® Lifetime Business Rewards Credit Card.
Business Checking Fraud Prevention
We have your back with extra layers of security that will give your business peace of mind.
Merchant Services
Powerful technology lets you modernize the way your business accepts payments.
Remote Deposit Capture
Save your business a trip to the bank. Scan and deposit checks from your office.
ACH Payments & Collections
Initiate payments to vendors and collection customer payments electronically.
Reduce the burden of returned checks
C&N is here to help you with all of your business needs, including one of your biggest headaches - returned checks.
C&N's electronic check recovery service, Re$ubmitIt® significantly reduces the burden of collecting funds from NSF checks, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically! Here's how it works:
- Returned checks are sent from C&N to Re$ubmitIt® where eligible checks are converted into electronic items for re-presentment to the check writer's bank account for collection.
- The electronic check file is processed and strategically timed for re-presentation. Presenting checks at proven "smart dates" improves the chance of collection.
- If the item is not recovered on the first electronic re-presentment, it is re-cued for a second electronic re-presentment (third total). If this third presentment fails, the check can be sent to Re$ubmitIt's FREE secondary collections, or the check can be sent back to you.
- Upon settlement, 100% of the face value of the check is reimbursed to you automatically. The check writer's account is charged a state-regulated collection fee to cover the cost of collection.
If you have questions about the Re$ubmitIt® electronic check recovery service, please email them at [email protected].
| To be eligible for Electronic Recovery, a returned check must: |
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| What happens to ineligible checks? |
| Returned items that are less than $2,500 and ineligible for electronic re-presentment are re-submitted to the check writer's account as a paper draft, subject to eligibility requirements. Items greater than $2,500 are returned to the business. |
