Online Banking Solutions

ACH Processing Services
Citizens & Northern can assist our business customers by allowing them to initiate transactions through the Automated Clearing House (ACH). Customers can send or receive payments by ACH. ACH transactions can be issued through C&N's Internet Banking.

ACH Payments
Business customers may initiate ACH payments in order to make vendor or supplier payments.

ACH Receipts
Business customers may initiate ACH receipts for cash concentration purposes.

Collections is a form of ACH Receipts that may be used to collect recurring customer payments.

Direct Deposit Payroll
Citizens & Northern wants to assist employers with simplifying their payroll. C&N offers direct deposit payroll, which allows business owners to use the Automated Clearing House (ACH) to deposit their employees pay into their personal checking or savings accounts. C&N has several options available for businesses utilizing direct deposit payroll. Payroll can be issued through Internet Bankings Payroll module or by sending an ACH formatted file to C&N for processing.

EFTPS Tax Payments
Business customers may electronically submit payroll tax payments (940, 941) and other federal tax payments directly to the IRS.


CLICK HERE to view a short video about our Online Banking features.
Note: Not all features on the video will apply



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