C&N Declares First Quarter Dividend

April 17, 2013

WELLSBORO, PA - Directors of Citizens & Northern Corporation, parent company of Citizens & Northern Bank, have declared a regular quarterly cash dividend of $0.25 per share. The dividend is payable on May 10, 2013 to shareholders of record as of April 29, 2013.

Declaration of the dividend was made at the April 16, 2013 meeting of the C&N Board of Directors.

Citizens & Northern Corporation is the parent company of Citizens & Northern Bank. Citizens & Northern Bank is a local, independent community bank providing complete financial, investment and insurance services through 26 full service offices throughout Bradford, Cameron, Lycoming, Potter, McKean, Steuben, Sullivan and Tioga Counties. C&N can be found on the worldwide web at www.cnbankpa.com. The Corporation's stock is listed on NASDAQ Capital Market Securities under the symbol CZNC.