Finance Life Events with Your Home’s Equity
If you’ve been paying your mortgage for a while, you’ve probably built up some equity in your home. What's great about home equity is that you can use it to finance life events, like your children’s college tuition or upcoming wedding. Learn more about how you can use your home's equity to finance life events from Citizens & Northern Bank. 
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Eight Considerations When Deciding on Pre-Tax or Roth Contributions
The most important decision you will make in retirement planning is the decision to contribute to your company plan, and to do so in an amount that will allow you to meet your retirement income needs. Deciding between pre-tax or Roth contributions can be difficult and confusing. Retirement Services Manager, Nate Gage, discusses the difference.
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Technology in Banking: Convenience, Security and Value
Think about all of the different ways that technology has changed your everyday life. From the way you shop, listen to music and connect with one another, the internet has transformed the way we live and the way companies serve their customers. And banking is no exception. Innovation in the banking industry has been evolving at a rapid pace and, as a result, it has created more convenience, security and value than ever before.
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Taking the First Step as a New Business Owner
So, you have a product or service you want to share and you know that your business could be successful, but you’re just not sure where to begin. Here are a few pieces of advice that should help you get started and put you on the path towards success.
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Leverage Your Bank for Success
If you’re a business owner, you already know that the relationships you create across business lines will play a vital role in your success.  You also know that sound financial management is a key cog in the wheel that keeps your business turning. This is why building and fostering a healthy relationship with your local bank is such a crucial piece of business ownership.
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Making the Complex Simple - Starting a Retirement Plan
One of the biggest problems facing American workers when it comes to their financial security is a lack of adequate retirement savings. A leading cause of that is the simple fact that too many workers do not have access to a retirement plan through their job. The good news is that it does not need to be difficult to start a plan.
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