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Online Banking

Take your banking online and enjoy tremendous convenience. It's another way Citizens & Northern Bank meets your needs.

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Online Banking for PA and NY Customers

  • Easy management
    All of your account information is consolidated.
  • Monitor activity
    You can see current transactions and access your history.
  • Available anytime
    Log in from any computer and you're ready to go.
  • Save time and money
    Everything you need to do requires just a few clicks.

Consider it your home branch

Online Banking delivers all of the convenience and smart tools you expect from Citizens & Northern Bank. Take care of numerous banking tasks and bank confidently knowing that your information is secured by multifactor authentication.

  • Pay bills*
  • Transfer money between accounts
  • Enroll to take advantage of Mobile Banking and Text Banking**
  • View and print statements
  • Print copies of your checks
  • Enter stop payments
  • Reorder checks

*A monthly fee may apply depending upon your checking account product.
**All checking accounts include 10 free mobile deposits per month.


See the ease and convenience of Online Banking

Save Time. Save Paper. Save Space.

e-Notices from Citizens & Northern Bank lets you receive important notifications electronically, which will save you time, paper and space. You'll receive an email letting you know when a notification is ready to view. Simply sign into your Internet Banking to access your e-Notifications.

Notifications you can receive electronically

  • Notification of Insufficient Funds
  • Mortgage Loan Bills (Dodd Frank)
  • Loan Bills
  • HELC Loan Notices
  • Loan Delinquency Bills
  • Loan Delinquency Notices
  • Notification of No-Bounce Loan Draw
  • Notification of Late Loan Payment
  • Notification of Late Charge on Loans
  • Mortgage Interest Rate Change
  • Annual Disclosure for Private Mortgage Insured Loans
  • Notice of overdraft privilege access with ATM/POS transaction
  • No Bounce Notice

Signing up is simple.

  • Sign into your Internet Banking.
  • Choose e-Delivery Preferences on the left.
  • Agree to receiving disclosure documents electronically.
  • Enter the email you want your alerts to be sent.
  • Accept the terms and submit.