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E-Z Access CDs

Ready for a different kind of CD? Our E-Z Access CDs offer our neighbors in PA and NY options to deliver growth and easy access.

You Have Choices with Our E-Z Access CDs

  • Competitive Interest Rates
    Your money grows at a healthy rate.
  • Two CD options
    Advantage or Flex. Choose the right one for you.
  • Deposit flexibility
    Whether you deposit a lot or a little, we have a CD for that.
  • Smart investment
    Your savings will increase throughout the term.

E-Z Access CDs

E-Z Access Advantage CD E-Z Access Flex CD 14 Month E-Z Access Flex CD 20 Month E-Z Access Flex CD 27 Month
MINIMUM TO OPEN $5,000.00 $10,000.00 $10,000.00 $10,000.00
MINIMUM BALANCE $500.00 $500.00 $500.00 $500.00
DEPOSITS Unlimited Unlimited Unlimited Unlimited
WITHDRAWALS One penalty-free withdrawal per calendar quarter. Any additional withdrawal made in the same time period will trigger a $25 fee. Each withdrawal made within 6 days of a previous withdrawal will be assessed a 7-day interest penalty. No penalty for early withdrawals after 6 months of account opening. Penalty-free withdrawals after 6 months of account opening (cannot be within 6 days of previous withdrawal). No penalty for early withdrawals after 9 months of account opening. Penalty-free withdrawals after 9 months of account opening (cannot be within 6 days of previous withdrawal). No penalty for early withdrawals after 12 months of account opening. Penalty-free withdrawals after 12 months of account opening (cannot be within 6 days of previous withdrawal).

Get the CD that gives you more

With C&N's special E-Z Access Advantage CD, you can earn a higher interest rate while gaining more access to your money when you need it. And you can always deposit money whenever you wish.

  • Minimum $5,000 to open; minimum $500 balance to maintain
  • Rate is variable and paid based on two tiers
  • One penalty-free withdrawal per calendar quarter. Any additional withdrawal made in the same time period will trigger a $25 fee. Each withdrawal made within 6 days of a previous withdrawal will be assessed a 7-day interest penalty. 

Our 14-month E-Z Access Flex CD option lets you grow your money for the first 6 months and make unlimited withdrawals after that. And, you can make deposits at any time!

  • Minimum $10,000 to open; minimum $500 balance to maintain
  • Rate is fixed and paid based on three tiers
  • No penalty for early withdrawals after 6 months of account opening. Penalty free withdrawals after 6 months of account opening (cannot be within 6 days of previous withdrawal)

Our 27-month E-Z Access Flex CD option lets you grow your money for the first year and make unlimited withdrawals after the first 9 months. And, you can make deposits at any time!

  • Minimum $10,000 to open; minimum $5,000 balance to maintain
  • Rate is fixed and paid based on two tiers
  • No penalty for early withdrawals after 9 months of account opening. Penalty free withdrawals after 9 months of account opening (cannot be within 6 days of previous withdrawal)

Our 27-month E-Z Access Flex CD option lets you grow your money for the first year and make unlimited withdrawals after the first 12 months. And, you can make deposits at any time!

  • Minimum $10,000 to open; minimum $5,000 balance to maintain
  • Rate is fixed and paid based on two tiers
  • No penalty for early withdrawals after 12 months of account opening. Penalty free withdrawals after 12 months of account opening (cannot be within 6 days of previous withdrawal)
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