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Commercial Lenders in Lycoming County

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Commercial Lenders in Lycoming County, PA


Bruce Smithgall
Bruce Smithgall has 33 years of banking experience, including 15 years with C&N. This experienced commercial lender brings a wealth of knowledge and depth to C&N's lending team. Prior to coming to C&N, Bruce worked for Sovereign Bank. He is a graduate of Lycoming College where he majored in Business Administration and Economics. Bruce also attended numerous banking and leadership schools.

Very active in his community, Bruce is a director of Penn College Foundation, Chairman of the South Williamsport Borough Planning Commission, and a Chamber of Commerce committee member. Bruce serves as treasurer and a board member of the Newberry Church of Christ.

Bruce and his wife, Debra, have two grown sons and live in South Williamsport.

Call Bruce at 570.601.6025 or send him an email.
Halle Niklaus
With over 30 years of experience in the industry, Halle has cultivated extensive commercial lending and small business lending skills.  She has developed expertise within the SBA and USDA loan guarantee programs and realized success in utilizing these programs, as well as other economic development programs, to benefit the Borrower.

After receiving her Accounting degree with High Honors from Pennsylvania College of Technology, Halle pursued industry-related certificates through the Pennsylvania Bankers Association Advanced School of Banking and their Central Atlantic School of Commercial Lending.

Halle prides herself on striving to identify the financing needs of the small business and commercial client and providing solutions designed specifically for their needs.  She finds reward in contributing to the economic success of our community, which starts with the small business owner.  Halle is a member of the Williamsport Area School District Advisory Board and Lock Haven University’s Entrepreneurial Leadership Board and supports the Small Business Development Centers within our communities.  She also serves as a member of the Williamsport/Lycoming Chamber of Commerce and City of Williamsport Revolving Loan Fund Committee and the Millionaire Chapter of Business Network International.  In addition, time is dedicated to the South Williamsport United Methodist Church as the Finance Committee Chairperson and the Kahletown Cemetery Association as Treasurer.

Call Halle at 570.601.0434 or  send her an email .
Call Patrick at 570.601.6011 or send him an email.
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